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Get Online Loans Like Speedy Cash: Best Available Alternatives

Many Americans live paycheck to paycheck and may occasionally need extra money. When it comes to finances, asking friends and family can be embarrassing. Therefore, we are providing you with a list of apps that offer loans, similar to Speedy Cash, allowing you to access additional funds discreetly whenever needed.

While banks also offer loans, their lengthy processes and paperwork can be tiresome, and loans are not typically granted immediately. If you have bad credit, the chances of loan approval are even lower. To avoid this hassle and obtain a loan effortlessly, you can rely on money-borrowing apps that offer loans similar to Speedy Cash.

When it comes to money-borrowing apps, the Speedy Cash app is highly regarded among Americans. However, there are other apps available on the internet that provide loans like Speedy Cash and offer additional benefits.

Get Loans Like Speedy Cash

The Speedy Cash app is considered one of the most favorite apps when it comes to money-borrowing apps. You can get a loan from $50-$26,000. You can also get multiple online loans from Speedy Cash, but only one installment loan.

There are many loan places like Speedy Cash on the internet, where you can get money from the comfort of your home only with the help of your laptop or mobile. Here we are giving you a list of instant loans providing apps like Speedy Cash. 

1. PayDaySay

PayDaySay App

When it comes to getting a loan quickly, both Speedy Cash and PayDaySay offer similar features. However, there are some differences between the two that make them stand out in different ways. For starters, Speedy Cash offers more traditional short-term loans with fixed interest rates, while the PayDaySay app offers more flexible terms with variable interest rates. This means that you can get a loan from either company depending on your financial situation and what type of repayment plan works best for you.

Additionally, Speedy Cash requires collateral for some of its loans while PayDaySay does not require any form of collateral at all. Lastly, Speedy Cash charges an additional fee for late payments whereas there is no additional fee for late payments with PayDaySay.

One of the best features of PayDaySay loans is their speed and convenience. You can get approved in minutes without having to provide any documents or fill out a lengthy application process. The website also provides easy-to-follow instructions so that you can apply for a loan in no time at all. Furthermore, they offer competitive interest rates and flexible repayment plans so that you can find the perfect loan solution for your needs and budget. Lastly, they have excellent customer service representatives who are available 24/7 to help answer any questions or concerns you may have about the process or your loan itself.

  • It does not check your credit.
  • This app is comparatively more secure than others.
  • This app is not a direct creditor but only acts as a link between creditors and customers.

2. Dave

Dave App

Looking for a loan? With so many options out there, it can be difficult to know which one is the best. That’s why we’re here to introduce you to the Dave App. The Dave app is a loan service that offers users an easy way to access funds quickly. It works by connecting users with potential lenders, who will then determine whether or not they qualify for a loan. Once approved, users can access their funds within a few business days and are able to pay them back over time using affordable payment plans.

Dave is different from other loan services because of its focus on helping people build better financial habits. When applying for a loan through the app, users can also opt for financial advice from Dave’s team of experts. This advice includes budgeting tips, tracking spending patterns, and setting up financial goals—all of which are designed to help users improve their overall financial well-being over time.

Another unique feature of the Dave app is its early paycheck feature, which allows users to access up to $100 of their upcoming paycheck earlier than usual (up to two days before payday). This ensures that users have access to the money they need when they need it most—without having to wait until payday rolls around or turn to high-interest payday loans like Speedy Cash or other similar services.

  • This app does not check your credit or credit score before lending money.
  • Offers zero interest rate.
  • You will have to pay an extra fee of $4.99 if you want money on the same day.

3. Brigit

Brigit app

Brigit App makes it easy and fast to get emergency funds when you need them most. There are no monthly payments and no credit checks required. All you need is a bank account and steady income to qualify for up to $250 per pay period. It’s free to sign up for and free to use for all eligible members.

Brigit app also offers budgeting tools such as automatic spending reports, expense tracking, and personalized budgeting advice from financial experts. This allows users to get ahead of their finances so they can be better prepared if a financial emergency arises in the future.

Unlike Speedy Cash, the Brigit app does not require any paperwork or collateral when applying for a loan. With Speedy Cash, users must provide proof of employment or other forms of income in order to qualify for a loan. Additionally, with the Brigit app, users have the convenience of accessing their funds anytime from anywhere on their mobile device – no more waiting in line at the store! And there are no hidden fees or charges with the Brigit app – everything is transparent and upfront before you commit to anything.

  • This app does not have any hidden fees.
  • It sends you notifications so that you do not miss out on-time payments.
  • It only provides a loan of up to $250.

4. Viva Payday Loans

Viva Payday Loans

Are you looking for a viable alternative to Speedy Cash? If so, you’re in luck. There are many other loan options available. One of the most popular is Viva Payday Loans. This app provides users with a loan of up to $5000 and even those with bad credit can get approved. Let’s take a closer look at how Viva Payday Loans works and why it might be the perfect fit for you.

The process of applying for a loan through Viva Payday Loans is quick and easy. All you have to do is download the app, fill out the short form, and submit your application. Once your application is approved, you will receive your funds in as little as 24 hours. You also have the ability to pay back your loan early if needed without any penalty fees or additional charges.

As with any financial product, there are pros and cons that come along with using this type of loan service. On the plus side, Viva Payday Loans offers quick access to funds, making it ideal for people who need money fast. Additionally, their interest rates are relatively low compared to other similar services – an important factor when considering taking out a loan of any kind. On the downside, there have been reports of customers being charged hidden fees which can add up quickly and make it difficult to pay back the loan on time.

  • They offer up to $5,000 for lending.
  • This app provides money on the same day.
  • They do not provide services in some states.

5. Earnin

Earnin App

Earnin works by connecting your bank account to their app. After downloading the app on your mobile device, you can submit your basic information and set up a profile. Once approved, you can request loans ranging from $25-$250 dollars right away. The best part? You don’t pay any interest on these loans! Instead, the app relies on donations from other users to keep running costs low and make sure everyone has access to financial assistance when they need it most.

In addition to providing loans like Speedy Cash, the Earnin app also offers an automatic repayment feature that helps take the hassle out of making payments. With this feature, your repayment amount is automatically deducted from your bank account on payday so that you never have to worry about missing a payment again. This makes it easier than ever for users to manage their finances without having to worry about late fees or other penalties associated with missed payments.

What makes Earnin stand out from its competitors is its dedication to helping people in need of financial assistance. Unlike some other apps that offer loan-like services, Earnin does not charge interest or hidden fees for using their services. They rely solely on donations from other users in order to keep costs down and provide access to financial assistance for those who really need it most.

  • Automatic credit and withdrawal.
  • No interest rate.
  • If you’re unemployed, it won’t work for you.

6. MoneyLion

MoneyLion app

If you’re in search of a loan like Speedy Cash, then MoneyLion is worth considering. MoneyLion offers two different membership plans – Core and Plus – so you can choose the one that’s right for you. With MoneyLion, you can get loans of up to $250, and don’t forget, the Core membership is free.

The Plus Membership at MoneyLion gives you access to additional benefits such as cash rewards and more competitive interest rates on your loans than what’s offered with the Core membership. Plus members also have access to a bigger selection of loan products including installment loans and lines of credit. Plus members also get access to exclusive discounts from select retailers.

There are many benefits to getting a loan from MoneyLion. One benefit is that it is easy to apply for a loan and get approved quickly. Additionally, its fees are low compared to other lenders and there are no hidden fees or penalties associated with their loans. Furthermore, its repayment terms are flexible which makes it easier for borrowers to make timely payments without having to worry about late fees or other penalties. Finally, the customer service at MoneyLion is top-notch. They are always available to answer any questions or concerns that borrowers may have about their loan products or services.

  • Their core membership is free.
  • No credit check.
  • Your credit score doesn’t matter.
  • It doesn’t improve your credit rating.
  • The Plus membership amounts to a $28 fee.

Frequently Asked Questions (FAQs)

Q1- What is Speedy Cash?

Speedy Cash is one of the most famous money borrow apps in America, which provides a loan from $50- $26,000. It was formed in the year 1997. They have some criteria for borrowers, and if their customers qualify for those criteria, then they approve their loan application and provide them a loan of up to $26,000. It is widely known for its speed because it deposits the money mostly within 15 minutes after the application completion.  

Q2- How long does it take Speedy Cash to deposit money?

Though many money-borrow apps are there on the internet, Speedy Cash has considered one of the fastest money borrow apps. It mostly transfers the funds within 15 minutes of completion of the application if the borrower has selected the instant funding option. Here completion of the application means approval of the loan request by the lender and the signature of the borrower on the documents.

Q3- Can I get another loan from Speedy Cash?

If you already have taken one installment loan from Speedy Cash, then you cannot apply for another installment loan, but the doors are not completely closed, you can still apply for a payday loan or title loan along with an open installment loan. 

Q4- Where can I borrow money fast?

All the borrow money apps are very fast these days and provide same-day funding, but if you want to be sure about a fast deposit, then you can choose the option of instant deposit, though some apps might charge some extra fees for instant funding, they still, if you want to go for the fastest available option, you can go for Speedy Cash as they provide money as soon as within 15 minutes of application completion.

Q5- Can I borrow money from direct lenders using the money borrow app?

Yes, you can get money from direct lenders using money borrow apps. Apps like PayDaySay have a big database and act as a link between lenders and customers. Here the customers can check the profiles of lenders and vice-versa and then choose any lender that they find perfect according to their requirements. 

Additionally, it’s always better to connect to online lenders through apps rather than contacting them directly because these apps only have verified customers and lenders, and their complete details are also submitted, so there are fewer chances of fraud in comparison to online direct lenders.

Final Say

Earlier, people used to lean more toward traditional methods of obtaining loans, such as banks and credit unions. However, these methods involved lengthy procedures, and paperwork that took days to complete, and even the money transfer itself was not instant, despite offering low-interest rates and high reliability.

In today’s fast-paced world, people have limited time and often require immediate access to funds. As a result, with the progress of time and technology, borrowing money through mobile apps has become increasingly popular for small and emergency cash needs, despite sometimes having high-interest rates and shorter repayment periods.

Numerous apps, such as Speedy Cash, offer loan services, along with features like budgeting tools, pre-notifications, and automatic transactions. These apps are designed to be fast, user-friendly, and provide same-day payments at low-interest rates. You can choose any of these apps based on your specific financial requirements.

Author Profile

Susan Anderson
Meet our Author of Our Editorial Team, Susan Anderson. She is an experienced writer and financial expert who has been writing about credit cards, card offers, services, and other related topics for more than twenty years. With her in-depth knowledge on the matter and her ability to distill complex topics into useful information for readers, Susan has become a go-to source for reliable credit card advice. In addition to her work at the editorial team, she also contributes to major publications such as The Wall Street Journal and With her expertise and industry experience, she is able to provide sound advice on all aspects of credit responsibly while helping people save money in the process.

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