Jennifer Garcia

How do countries spend their money? Especially the US. This is a question that has been asked many times, with various answers given. Some people may say that we spend too much on defense, while others may say that we don’t pay enough. However, nobody really knows for sure how the US spends its money … Read more

The focus of Doughmain Financial Literacy Foundation is for having the lifetime responsibility of finance. It prepares students and a wide community to stand for the upcoming tough financial future. They observe that financial literacy is one of the most important day-to-day life skills because we are living in a speedy-running consumer society. For this, … Read more

A credit card is a bundle of responsibility, not a piece of cake after settling financial disputes or other due bills using it. Many credit card holders ignore this certitude while spending money via it. They don’t feel the requirement to ask themselves how to pay off credit card debt. But a time comes when … Read more

Every individual can dispute credit reports. That’s the answer when putting a query for willingness to take a loan and credit score is a hurdle in your way. However, in such a circumstance, you must be sure that there is definitely an error from the credit bureaus. That’s ok for not to notice it when … Read more

Is it enough that we earn money and spend it without a tight budget? And then we want to save some of it for our future also? Undoubtedly it sounds funny, as dreams like this without a perfect plan will not work and if it works then you will pass your life without so much … Read more

What is a Budget? It is an obligation to your financial lifestyle. Your income and expenditures are related to each other in various ways. That is the cause you must understand what is better for you to achieve for yourself and your loved ones. Because if your income is stable and expenses are in control, … Read more

Have you ever received a blank check along with your credit card statements? It might have surprised you. It sounds like a great deal for you. The card issuer sends you credit card checks to encourage you to spend out of your credit. This particular check might come to you when you open an account … Read more

Willing to pay a mortgage with a credit card? But do you know; what terms you need to follow before using this course of action? The procedure & of course the charges applied to it. To be successful with this, you must study the pros and cons so you may not lose a great time … Read more

Credit cards have made people’s lives easy. It rescues people when they don’t have money. You don’t have physical cash? You can use your credit card. Or you don’t have money in your account? You can use your credit card. They can be the best help or the worst, depending on the person using them.  … Read more

In such a modern and expensive world, no one is unaware of the concept of loans. If you are familiar with the concept of loans then you might also have heard the term debt to income ratio. This is something that lenders look out for whenever providing a loan to a borrower. This defines your … Read more