“Man is a tool-using animal. Without tools he is nothing, with tools he is all.”
I love my parents. I happen to be biased, but I think they did a pretty darn good job in raising me. Any good character traits I have are a result of their tutelage. Any bad character traits are a result of ruination that may have occurred after the age of 18, when I left the nest.
There is one skill, though, that I wish my father would have taught me while he still had the ability to make me do his bidding, as, proficiency with that skill would have saved me tens of thousands of dollars so far in my life.
What was that?
“I want to help!”
That phrase came out of my mouth quite a bit as a child. I’m sure those of you who are parents are smiling a wry grin of knowing, recollecting your own children making that same offer. For those of you whose kids aren’t yet old enough to utter that phrase, don’t worry; it’s coming.
Usually, it was when my mom was doing work around the house that I’d make this offer. I loved vacuuming for some reason, so that was the chore that I first received. I wasn’t as good at the “clean and straighten out your room” or “scrub the bathtub” chores (much to the chagrin of my roommates at West Point who would sweat out our Saturday morning inspections). We lived in a couple of small houses and then a condo, and it wasn’t until I was in 4th grade that we moved to a house that had a basement and a garage.
The garage and about a third of the basement immediately became Dad’s workshop. Dad worked on his car and on house projects all of the time. It was probably a great outlet for stress, as he was a state trooper, so dealing with the people who were on the wrong side of the law likely wound him up, and working with his hands was a way to unwind. I wanted to learn about what he was doing, but whether it was a function of him not having the patience to teach me – a slow learner when it came to anything mechanical – or something else, even though I asked, the teaching never happened.
“You could break an anvil.”
He used to tell me that, and that stuck with me. Given that little nudge, I soon convinced myself that I had no mechanical aptitude whatsoever, ironic given that I was responsible for the maintenance and upkeep of my tank and my unit’s tanks when I was in the Army.
Even now, home maintenance projects that involve more than the unscrewing of a light bulb sort of intimidate me. As a guy, I also have this mental stereotype that I’m supposed to know what I’m doing around the house, even though every time I think of home projects, my Monkey Brain pulls out the mental movie gallery and plays back the lesson I learned as a kid.
“You could break an anvil.”
So, rather than try things, I come up with excuses, like “I’ll probably burn the house down” and “that’s why we work; so we can pay others to do that.”
The truth is that I have a big fat mental hurdle in my brain about home repair projects. I don’t usually let Monkey Brain win our little battles, but the running scorecard in this particular aspect of my life is Monkey Brain 636 (give or take a hundred) – Me 0.
How much has this hole in my knowledge cost me?
We’ve owned three residences that we’ve lived in since we were married. The first one was a fire sale deal from a builder that was facing bankruptcy, so we got a brand new house that had a one year builder’s warranty (#aff) for quite a steal. It had very little wrong with it that needed to be repaired after the warranty expired, so we probably spent about $1,000 for a handyman to make a couple of minor modifications. My guess was that it was $100 for materials and $900 for the actual work.
The second place was a condo. While the condo complex is nice, it had builder’s grade materials everywhere. So, we did a major upfit, upgrading the kitchen, knocking out a wall, installing hardwood floors, as “whole nine yards” as you can get in an 1,100 square foot condo. When the dust settled – and there was a lot of dust because of all of the tile cutting and floor ripping and installation – we spent about $25,000 on upgrading the condo. My guess is that we spent about $5,000, mostly on the wood for the floors and for the cabinets for the kitchen, on materials and $20,000 on labor. The work lasted about 3 weeks.
The third place is where we currently live. We’d purchased the house a few years prior and had rented it out, so by the time we were ready to move to Texas, it needed a moderate amount of repair as the renters had, over time, put some wear and tear on the interior. When all was said and done, we put in about $7,000 of repairs, and I’d estimate $2,500 of that was materials (again, mostly flooring) and $4,500 was labor.
So, just for the labor on the houses that we’ve lived in, we’ve spent around $25,400.
If I had the skills, willingness, and bravery to attempt that on my own, I could have traded weekend sweat equity for that cash.
Sure, we tell everyone that they should know how to change the oil in their cars and do basic maintenance on the cars. But, just like when we shop for cars for weeks but won’t shop for mortgages, we’re focusing on the wrong skills. I know how to change the oil in my car. If I wanted to, I could save $30 bucks a pop and do it myself. Over time, I might save a few thousand doing basic car maintenance myself. I won’t have the tools or the willingness to do an engine overhaul, though, so how much I can save is limited.
But, in the long run, the hole in my skills regarding home maintenance has cost me much more than a lack of skills in auto maintenance has cost me.
So, parents, do your kids a favor. Make sure that you teach them how to be handy around the house. If they wind up becoming homeowners, having those skills will not only save them money, but it will also give them pride in ownership for the work that they’ve done.
If you’re like me and not handy, then when you bring in a handyman to do maintenance, make the payment contingent upon the handyman teaching both you and the kid(s) what he’s doing and how he’s doing it.
Your kids’ wallet will thank you, and that will increase the chances that you won’t have boomerang kids!
Are you handy? How much do you think that skill has saved you over time? Wish you were handy? Let’s talk about it in the comments below!
- John Davis is a nationally recognized expert on credit reporting, credit scoring, and identity theft. He has written four books about his expertise in the field and has been featured extensively in numerous media outlets such as The Wall Street Journal, The Washington Post, CNN, CBS News, CNBC, Fox Business, and many more. With over 20 years of experience helping consumers understand their credit and identity protection rights, John is passionate about empowering people to take control of their finances. He works with financial institutions to develop consumer-friendly policies that promote financial literacy and responsible borrowing habits.
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