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What is a JPMCB Card? Why is it on My Credit Report?

If you’ve ever seen a JPMCB card on your credit report, you may be wondering what it is and why it’s there. This type of card is actually a co-branded credit card issued by JPMorgan Chase Bank. While not as widely known as some other issuers, JPMorgan Chase Bank offers a number of different credit cards that can be used for various purposes. In this blog, we’ll take a closer look at the JPMCB card and explain why it might show up on your credit report.

What is JPMCB Card? 

What is a JPMCB Card?

The full form of JPMCB is JPMorgan Chase Bank. They provide private label cards and Chase credit cards to various international institutions and companies. It is one of the largest commercial banks in the USA. 

If you own any of the following chase credit cards, then you might see JPMCB on your credit report: 

  1. Chase Slate Edge
  2. Chase Sapphire Reserve
  3. Chase Sapphire Preferred Card
  4. Chase Ink Business Preferred Credit Card
  5. Chase Freedom Student 
  6. Chase Freedom Unlimited Credit Card
  7. Chase Freedom Flex Credit Card
  8. Amazon Rewards Visa Signature
  9. Amazon Prime Rewards Visa Signature Card

If you own any of the above chase cards, then you might see a JMPCB Card on your credit report because JMPCB provides Chase credit cards to all these companies.

You can find JPMCB Credit Card on your credit report under the following names: 

  1. JPMorgan Chase Bank 
  2. JPMCB Card Services 
  3. JPMCB

JPMCB is just like any other commercial bank, you can open your account, apply for a loan or transfer, or deposit your money. 

JPMCB Affiliates 

JPMCB Affiliates 

If you do not own this card in particular but still usually find it on your credit report then the chances are that your credit card company is affiliated with JPMCB. 

The following companies are affiliated with JPMCB

  1. British Airways
  2. Amazon
  3. United Airlines
  4. Disney
  5. Starbucks
  6. Southwest Airlines 
  7. Aer Lingus 
  8. Iberia
  9. IHG Hotels & Resorts
  10. Hyatt Hotels
  11. Marriott Hotels

If you use your credit card for purchases or transactions for any of the above companies, then you might see it labeled as JPMCB in your credit report. 

Is JPMCB Card Genuine? 

Is JPMCB Card Genuine

If you see any transaction on your credit report under the name of JPMCB then you do not need to worry. It is a genuine company. You might indirectly have an account with them because your credit card company is affiliated with them or you might have made any transaction to the brand affiliated with JPMCB.

You can contact your credit card company or JPMCB directly to know about the transaction. Also, you call them on the customer care number or mail them.

Does JPMCB Card Affect My Credit Score?

Yes, JPMCB can affect your credit card, but it is not always the case. If they just made an inquiry through your account then your credit score would not be affected. But if you made a transaction to any of the JPMCB affiliates then it will definitely affect your credit score. 

Can I Remove JPMCB from My Credit Report? 

Now that JPMCB is already on your credit history, it would not make any difference. But if you do not like it and want to remove it then it can be done. You can send a dispute letter to the company if you think it was a mistake by the company. 

For this, you can also use a credit repair company, which will act as a mediator between you and the credit company. They will do all the conversation and formalities on your behalf and will help you improve your credit by getting the JPMCB card removed from your credit report. 

Why is JPMCB on My Credit Report? 

Why is JPMCB on My Credit Report

There can be many reasons why you can see a JPMCB Card on your credit report. Let’s have a look at them in detail. 

1. You have a JPMorgan Account through Chase Card

We told you about some of the international companies above, which are affiliated with JPMorgan Chase. If you own any of those Chase credit cards or you made a transaction with the companies that are JPMCB affiliates then you might see it on your credit report. 

2. JPMCB Checked Your Credit Score

If you have an account with any of the JPMorgan affiliates then JPMCB might have checked your credit or credit score to see if they should offer you their JPMCB – Card Service or not. You do not need to worry about it because most companies share the details of their clients with third parties. You can also check the terms and conditions of the affiliate for more details on this. 

3. Someone Stole Your Identity

If you do not own the credit card of any of JPMorgan’s affiliates and you have not made any transaction with them then you should be cautious. Someone might have stolen your identity and might have made transactions under your name. If this is the case then you can register a complaint with your credit card company as well as the police. You should also block your credit card until things become more clear on this. 

4. You are an Authorized User on Someone Else’s JPMCB Card

If any of your relatives, like your parents, spouse, friend, or child owns a JPMCB credit card and added you as an authorized user on their card, then also you might see JPMCB on your credit report. You can ask your family members if they own this card and if they added you as an authorized owner. 


If you see a JPMCB on your credit history but you do not own a JPMCB card then you do not worry. As we had told you, there can be several reasons for it. You can directly contact your credit card company and ask about it. If it was just for inquiry, then it would not affect your credit score. But if there was a transaction under that name, then also your credit card company will give you complete information on this, and then you can take any further needed action.

Author Profile

Elizabeth Jones
Elizabeth Jones is one of our editorial team’s leading authors on credit card offers, services & more. With over two decades of experience in the consumer credit industry and as a nationally recognized credit expert, Elizabeth provides in-depth analysis of both traditional & alternative forms of credit. Elizabeth regularly appears on many major media outlets including NBC Nightly News, Fox Business Network, CNBC & Yahoo! Finance. She is also a frequent contributor to Forbes Magazine. As a highly appreciated author for our exclusive Editorial Team, Elizabeth strives to provide readers with a trustworthy advice on how to manage their credit accounts while staying informed on the latest offers in the marketplace.

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