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How to Move Out With No Money – A Detailed Guide to Moving Out

Who does not love independence? As we grow up, most of us start to think about moving out of our parent’s house to be independent. Moving out of your parent’s house is an exciting step towards independence and adulthood. However, it can be quite daunting when you consider the financial requirements involved. This means that it is not always easy. From rent to utility bills, groceries, and other expenses, living on your own can be quite expensive. A lot of the time we know what we have to do but do not know the consequences or the procedure to get started. Are you thinking about how to move out with no money? Do you feel stuck and do not know how to get started? You will be more than happy to know that we got your back here.

In this article, we will help you understand your options and go through with moving out of your parent’s house. We will answer all your questions like is $5000 enough to move out? Or how much money do you need to move out? If you are looking to move out, this article will be your guide. So without delaying any further, let’s get started.

Moving Out at 18 With No Money: How to Get Started?

Moving Out at 18 With No Money

First things first, you must know one cannot move out and be independent until they are 18 years or above of age. After you become an adult, you must feel pressured in some way or another and therefore wish to move out of your parent’s house. All of us decide to be independent for different reasons. While some feel pressured, others just want to build a life of their own. There can be several reasons why one would want to move out. However, in order to do that, you must need a kickstart. 

To get started, you should know all your expenses and have an income or source of money that can be used to pay off your bills. You should know that once you become independent, you cannot rely on your parents to pay your bills. Moreover, moving out means adding to all your expenses like groceries, house maintenance, repair, etc. Most of you must be thinking “I need to move out asap” but before you do that, take into consideration what you will be getting into. Also, ensure that you will be able to handle all the consequences you face after moving out. 

Before you decide to move out, you should be thorough with your budget. This will help you learn if you can afford to move out right now or if you should postpone it for a while. Below mentioned are some expenses that you will have to bear by yourself once you move out. Consider these expenses and other personal expenses and compare them to your budget. 

  • Rent 

If you are moving out, you need a place to stay. The very first expense that will fall your way is the rent of your house. You should know that the rent is adequate enough and you can actually afford to pay it. 

  • House Maintenance

You have been living with your parents and must not be aware of this, but there is a sum of money you need to spend to maintain your house. This money can be used for keeping the house in place. For example, keeping termites and other insects away, painting the walls, etc. 

  • House Repair

There are situations when your house needs repairing like plumbing or electrical repairs. When you live on your own, you need to spend on repairing appliances and other stuff to make your home livable.

  • Grocery 

Another expense is grocery and food items. Food is a necessity and in order to survive you need it. Therefore this is not a negligible expense.

  • Bills 

Another expense that will fall your way is your electricity and water bill. If you fail to pay these bills your electricity and water supply will be cut off. Therefore it is mandatory to pay these bills. Moreover, you need to pay your LPG bills.

  • Supplies 

You will need to have supplies like cleaning and dusting items, furniture, etc. your moving-out budget should have a slot for this expense as well.

  • Security Deposit or Mortgage

If you are planning to get a house on rent then you will have to pay a security deposit upfront, which is refundable. Moreover, those of you planning to buy a house, need to ensure you have enough to afford mortgages as well as a security deposit.

  • Additional Expenses

Some of the additional expenses that do not occur frequently are medical bills, credit card bills (if you have any), insurance payments, etc. 

The expenses above are necessary ones but are not limited to these. There are several other expenses like your phone bill or your personal expenses too. Therefore those of you thinking that I need to move out asap, make sure you have the budget for it.

Things to Consider Before Moving Out

Things To Consider Before Moving Out

Moving out is a bigger step and to be very honest, it is not always easy. There are many hurdles and a whole different issue that you were not even aware of before. Hence, before you decide moving out at 18 with no money, consider the following:

  • Do you have a stable monthly income?
  • The amount you can afford to spend on mortgage or rent.
  • Do you need additional furniture? If yes, what do you require, and its cost?
  • Can you afford to pay additional mandatory bills like gas bills, electricity bills, and LPG bills?
  • Do you have enough budget to cover your internet bill, [phone bill, etc.?
  • Do you have to take a leave from work or not? If yes, how many days will your employer allow you to take off?

How Much Should I Save Before Moving Out?

By far, you have learned the common expenses and other things to consider before planning to move out. But most of you must be wondering if $5000 is enough to move out and if not then how much should your budget be?

Each area in the U.S. has its cost of living index which determines the average budget spent on living in that specific area. According to recent studies and surveys, the average cost of being indexed in New York is 168.8, whereas it is only 84.9 in Indianapolis. The survey explains, if the COL index is below 100, the living cost is cheaper. If a person living in New York earns $50,000, it would be equal to $20,999 in Indianapolis. 

The same survey states on average, a single person spends $3,189 which adds to a total of $38,266 yearly. If you have a family of four, you would be spending $7,095 per month and $85,139 per year.

These numbers are subject to change depending on inflation or change in living costs. However, to be precise, average housing expenses equal $1,784 and Utilities equal $300. Moreover, the average Transportation will be $819, Food will be $610, outside food cost will be $198, Healthcare will be $431 and Health Insurance spending equals $306. Adding on to this, Entertainment cost $243, Gas cost $131, Clothing equals $120, Housekeeping Supplies equals $70, Personal Care will be $54 and spending on Education equals $106.

This totals an average spending expense of individuals living in America $5,172. However, you need not worry, it is not necessary for you to have the same expenses. It is an average calculation, your expenses can be lower. Therefore, if you are wondering if is 10k enough to move out, looking at the survey studies, it is safe to say that $10,000 should be enough if you are planning to move out. Nonetheless, make sure you have a stable income.

Tips to Make Moving Out Easier

If you are thinking of moving out at 18 with no money, it can be harder for you. However, we have some tips that would help make it a lot easier. 

Try Housing With Lower Rent

If you do not have enough to move out and purchase a house, you can always try renting one. However, renting can also be expensive if you are not smart enough. First things first, get a broker who charges the lowest commission. Then convey your requirements to the broker and they will help you get a cheaper rented place to stay. You can eliminate involving a broker if you can. Look for ads on social media platforms or posters that will help you know if anyone is looking for a tenant and how much they will charge. Compare all your choices and go for the most affordable one. Apart from renting, there are alternatives like getting an Airbnb room or staying in a hostel.

Reduce Your Expenses

Minimize your expenses as much as you can. You can use coupons and other offers to reduce spending on utilities and groceries. Moreover, only spend on the things that are unavoidable and you really need. Do not go around spending recklessly. Cutting back on unnecessary expenses can help you save money quickly. Identify areas where you can cut back, such as eating out, buying coffee or snacks, or subscribing to streaming services you don’t use.

Start Saving

Before you decide to move out, it is best to start saving for it. Along with making money affirmations, you can do additional jobs or part-time jobs. You can also engage in apps that offer money when you complete certain tasks or even engage in a side gig. There are websites and apps that will pay you if you complete their surveys, you can enroll in them. Increasing your income can help you save more money towards your moving expenses. There are different alternatives to earn apart from your main job. 

Plan Ahead

You definitely cannot move out all of a sudden without a plan. You need to know your moving-out budget, how to move out with no money, and have a proper plan on how you will implement things.

Prepare Yourself

Living alone can be really complicated. You will have to face problems and issues you were not even aware of. You will have the burden of several expenses. Therefore you need to prepare yourself for everything that will fall your way. You need to coach yourself to deal with the worst citations as initially it will be difficult but it is going to get better with time.

How to Save Money for Moving Out?

How To Save Money For Moving Out 

Moving out of your parent’s house is a significant milestone in anyone’s life. It signifies a transition into adulthood, independence, and the beginning of a new chapter. However, moving out is not easy, and it requires proper planning, dedication, and financial preparation. Saving money is a critical aspect of moving out of your parent’s house. It requires discipline, sacrifice, and a willingness to make tough decisions. Here are some tips to help you save money to move out of your parent’s house:

  • Determine Your Budget

The first step in saving money to move out of your parent’s house is to determine your budget. Figure out how much money you need to move out and the cost of living in your preferred location. The cost of living varies from city to city, and you need to factor in expenses such as rent, utilities, food, transportation, and other monthly bills. This will give you an idea of how much money you need to save and help you plan your finances accordingly. Start by tracking your income and expenses for a few months to get a clear understanding of your spending habits. Once you have a good idea of your spending patterns, set a budget that allows you to save at least 30% of your income every month.

  • Create a Savings Plan

Once you have determined your budget, the next step is to create a savings plan. Most of you must be wondering how to save 10k or any amount. Therefore a plan will help you save what you want to. This plan should outline how much money you need to save each month to achieve your goal of moving out. Determine how much money you need to save to cover your moving expenses, including the first month’s rent, security deposit, utility deposits, moving expenses, and any other expenses you may incur. Divide this amount by the number of months you have before you plan to move out to determine how much you need to save every month. Make sure to add a buffer to your savings plan to account for unexpected expenses. Additionally, You can even use a savings calculator or spreadsheet to help you calculate your savings goals. This will also help you track your progress and adjust your plan accordingly.

  • Reduce Your Expenses

Reducing your expenses is one of the most effective ways to save money. You can start by cutting back on unnecessary expenses such as eating out, buying expensive clothes or gadgets, and other non-essential items. This will help you save money and achieve your savings goals faster. Consider cooking at home instead of eating out, making your coffee at home, and canceling subscriptions you don’t need. These small changes can add up quickly and help you save more money towards your moving expenses. You can also try negotiating bills, such as cable and internet, to save money on monthly expenses. 

  • Find Ways to Increase Your Income

Another way to save money to move out of your parent’s house is to find ways to increase your income. You can take up a side job or freelance work to earn extra money. You can also look for ways to earn passive income, such as investing in stocks, renting out a spare room, or selling items online. You can also sell items that you no longer need, such as clothes, electronics, or furniture, to earn some extra cash. Additionally, you can explore opportunities for earning passive income, such as investing in stocks or real estate.

  • Consider Living With Roommates

Living with roommates is an excellent way to save money on rent and other living expenses. You can split the cost of rent, utilities, and other bills with your roommates, which can significantly reduce your monthly expenses. Living with roommates also allows you to share household responsibilities, making it easier to manage your daily tasks.

  • Start a Savings Account

Starting a savings account is an excellent way to save money. You can set up automatic transfers from your checking account to your savings account each month. This will ensure that you save a fixed amount of money each month without fail. You can also take advantage of interest-bearing accounts to earn more money on your savings. As a beginner, you should start with one savings account but you can have more than one savings account.

  • Avoid Debt

If you are thinking I need to move out asap, make sure you reduce your debt as much as possible before you move out of your parent’s house. Debt can be a significant obstacle to saving money. If you have debt, make it a priority to pay it off as soon as possible. Avoid taking on new debt, such as credit card debt, as it can quickly spiral out of control and harm your credit score. A good credit score is essential when it comes to renting an apartment, so make sure you prioritize paying off any outstanding debts before moving out. By reducing your debt, you will have more money available to save towards your moving expenses.

  • Plan for Unexpected Expenses

Unexpected expenses can derail your savings plan, so it’s essential to plan for them. Create an emergency fund to cover unexpected expenses such as car repairs, medical bills, or job loss. Having an emergency fund will help you avoid dipping into your savings and prevent any setbacks in achieving your goal of moving out.

  • Research Affordable Housing Options

One of the most significant expenses you will incur when moving out of your parents’ house is rent. Therefore, it’s essential to find affordable housing that fits your budget. You can consider renting a room in a shared apartment or finding a roommate to split the rent and utilities.

You can also consider alternative housing options, such as tiny houses, mobile homes, or camping trailers. These options can be more affordable than traditional housing, and they offer the flexibility to move whenever you want.

Advantages of Moving Out of Your Parents’ House

Moving out of your parent’s house can be a major step in your life. It marks the beginning of your independence. While it can be an intimidating prospect, there are many benefits to living on your own. Moving out of your parent’s house can be an important step in your personal growth and development. It provides a sense of freedom, responsibility, privacy, and personal growth, which can benefit you in all areas of your life. While it may be a daunting prospect, it can also be a rewarding one. We will discuss the pros of moving out of your parent’s house.

  • Freedom

One of the biggest benefits of moving out of your parent’s house is the freedom it provides. You can make your own decisions, create your own schedule, and live your life on your own terms. You no longer have to follow your parents’ rules or ask permission to do things. This sense of freedom can be empowering and allow you to grow as an individual.

  • Responsibility

Living on your own means taking responsibility for your life. This includes paying bills, grocery shopping, cleaning, and doing laundry. While it can be challenging at first, it can also be very rewarding. You learn valuable life skills and gain a sense of independence that can help you in all areas of your life.

  • Privacy

Living on your own means having your own space and privacy. You no longer have to share a room with a sibling or deal with your parents’ rules about noise levels or visitors. You can decorate your own space and make it a reflection of your personality. This can be a significant factor in your mental health and well-being.

  • Personal Growth

Living on your own provides an opportunity for personal growth. You learn how to navigate new situations, problem-solve, and adapt to new environments. These experiences can help you build confidence and self-esteem, which can benefit you in all areas of your life.

  • Relationships

Living on your own provides opportunities to build new relationships. Whether it’s with new roommates, neighbors, or friends, living on your own can help you expand your social circle. This can be especially beneficial if you move to a new city or town.

  • Career Opportunities

Moving out of your parent’s house can also open up new career opportunities. You may be able to pursue a job in a different location, or you may have more flexibility to work longer hours or take on more responsibility. Living on your own can also give you the space and freedom to focus on your career goals without distractions.

Disadvantages of Moving Out of Your Parents’ House

Disadvantages Of Moving Out Of Your Parents’ House

Moving out of your parent’s house is a rite of passage that many young adults experience as they seek independence and start building their lives. While moving out of your parent’s house can be an exciting and liberating experience, it is important to consider the potential drawbacks. The financial burden, isolation, responsibility, stress, and lack of support can all make the transition to independent living challenging. Therefore we are here to get you aware of the potential drawbacks before making such a big decision. We will discuss some of the cons of moving out of your parent’s house.

  • Financial Burden

One of the biggest drawbacks of moving out of your parent’s house is the financial burden that comes with it. Living on your own means you’ll have to pay rent, utilities, groceries, and other bills that your parents may have covered for you. Additionally, you’ll have to pay for furniture, appliances, and other household items that you may not have had to buy before. All of these expenses can add up quickly, especially if you are just starting out in your career or have a low-paying job.

  • Isolation

Living alone can be isolating, especially if you are used to having the company of your family members. While it can be liberating to have your own space, it can also be lonely. You may find that you miss the daily interactions with your parents, siblings, or other family members that you took for granted when you lived at home.

  • Responsibility

While owning new responsibilities is an advantage, it can also be a disadvantage of moving out. Moving out of your parents’ house means taking on a lot more responsibility. You’ll have to manage your own finances, cook your own meals, and clean your own living space. You’ll also have to be more proactive about taking care of your health and well-being, as you won’t have your parents to remind you to go to the doctor or take your medication.

  • Stress

Moving out of your parent’s house can be stressful, especially if you are doing it for the first time. You’ll have to find a place to live, sign a lease, and set up utilities, all while managing the financial burden mentioned earlier. Additionally, you may have to adjust to a new job, new social circle, and new routine, which can be overwhelming.

  • Lack of Support

Finally, moving out of your parent’s house can mean losing the support network you had at home. Your parents may have been your biggest cheerleaders, confidants, and advisors, and it can be tough to navigate the world without their guidance. While you can still stay in touch with them and seek their advice, it won’t be the same as having them physically present to help you through life’s ups and downs.

Things to Avoid If You are Moving Out at 18 With No Money 

Moving out of your parent’s house is an exciting journey. You can not only gain independence and explore new experiences but also embrace new responsibilities. However, while moving out can be exhilarating, it also comes with its challenges. There are things you should avoid doing when moving out of your parent’s house to ensure that the transition is smooth and successful. Let us discuss the things you should not do when moving out of your parent’s house.

  • Don’t Rush the Process

It is understood that you think I need to move out asap and are desperate to do so. However, moving out of your parents’ house requires planning and preparation. Rushing into the process can lead to poor decision-making and cause unnecessary stress. Before making the big move, take the time to evaluate your financial situation, create a budget, and plan for the future. Rushing the process may also result in leaving behind important items or forgetting essential tasks that can impact your life after you move out.

  • Don’t Assume Everything Will Be the Same

Moving out of your parents’ house means leaving behind the safety and comfort of a familiar environment. Living on your own comes with new experiences, responsibilities, and challenges. Don’t assume that your new living situation will be the same as living with your parents. It’s important to understand that you will be responsible for all aspects of your life, including paying bills, cooking, cleaning, and other household chores.

  • Don’t Be Unprepared Financially

One of the most critical factors to consider when moving out is finances. Don’t move out without having a clear understanding of your financial situation. Create a budget that includes rent, utilities, food, transportation, and other living expenses. You should also have an emergency fund in case unexpected expenses arise. Not being financially prepared can lead to unnecessary stress and financial difficulties.

  • Don’t Overlook the Importance of Communication

Moving out of your parents’ house means leaving behind the safety and security of your family. It’s important to maintain good communication with your family to avoid feeling isolated or alone. Let your family know where you are living, and how to reach you and keep them updated on your life. Communicating regularly with your family can help alleviate stress and anxiety that may arise during the moving process.

  • Don’t Neglect Your Mental Health

Moving out of your parent’s house can be a stressful and overwhelming experience. Don’t neglect your mental health during the process. Take time to prioritize your well-being by engaging in activities that help you relax and reduce stress. Maintaining good mental health can help you cope with the challenges that come with living on your own.

All in all, moving out of your parent’s house is an exciting and significant milestone in your life. However, it’s important to avoid the mistakes mentioned above to ensure a smooth and successful transition. Don’t rush the process, assume everything will be the same, be unprepared financially, overlook the importance of communication and neglect your mental health. By following these guidelines, you can move out of your parent’s house with confidence and start a new chapter in your life.

Ways You Can Afford Moving Out at 18 With No Money

You already know the pros and cons of moving out. It is quite an important part of your life. Leaving your parents’ house and living on your own is a crucial step towards independence and adulthood. It can be an exciting time, but it can also be challenging, especially when it comes to financing your move. Rent, utilities, and other living expenses can quickly add up, and you may find yourself in need of financial assistance to make your dream of living independently a reality. 

  • Consider Getting a Loan

One option to consider is getting a loan. Before you apply for a loan, it’s essential to understand your financial situation. Take a close look at your income, expenses, and credit score. You should earn enough to repay the loan. Moreover, you need to research your options and know which type of loan you are getting. There are several alternatives like a payday loan or personal loan. Once you decide which type of loan you wish to get, apply for it and compare different offers. Use the funds wisely. Don’t borrow more than you need or can afford to repay. Use the money to cover your moving expenses and living expenses while you establish yourself in your new home.

  • Use Your Savings

However, the thought of paying rent, utility bills, and other expenses can be overwhelming, especially if you’re used to living rent-free. Therefore, It has already been mentioned to start saving beforehand if you are planning to move out. Tips on how to save money for moving out are discussed above. When you finally move out and need funds to support you and your plan, you can resort to your savings or emergency funds. You can use that money to pay rent or a security deposit. You can even use it for other expenses when you run out of funds.

  • Do Not Hesitate to Ask for Help

When you decide to move out several questions pop into your head like is $5000 enough to move out or how to move out with no money. Moving out is definitely a critical decision and you might feel stuck in certain situations. If you’re short on funds and need some financial assistance to make your move happen, you may be considering asking your loved ones for help. Be honest with them and let them know that you need their help. Moreover, you need to be clear about the terms of your repayment. In addition,  it’s important to be prepared for different responses. Some may be able to help, while others may not have the means to do so. 

  • Consider Selling Things You No Longer Use

Moving out can be expensive, especially if you are moving out at 18 with no money. In such a situation, selling useless items can be a great way to earn some extra cash and finance your move. Start by making a list of all the items you don’t need or use anymore. Once you have a list of items, research their value. Consider the condition of your items and adjust the price accordingly. Before selling your items, make sure they are clean and in good condition. This will make them more appealing to buyers and increase their value. Choose the platform that works best for you and your items. Make sure you upload photos that are clear, well-lit, and from different angles along with a clear description of the item. Lastly, make sure you negotiate to get the best deal.

Additional Money-Saving Tips

Additional Money Saving Tips

Saving money is one of the most important skills that a person can learn in life. Whether you’re trying to pay off debt, save up for a big purchase, or just build a cushion for emergencies, saving money can help you achieve your financial goals. We have already discussed how to save money for moving out. Now let us consider other tips to save money.

  1. Set financial goals: Setting financial goals can help motivate you to save money. Whether you’re saving for a down payment on a house or paying off credit card debt, having a specific goal in mind can help you stay on track. Write down your financial goals and create a plan to achieve them.
  2. Automate your savings: One of the easiest ways to save money is to automate your savings. Set up automatic transfers from your checking account to your savings account each month. This way, you’ll be saving money without even thinking about it.
  3. Shop around: When making purchases, take the time to shop around and compare prices. Look for deals and discounts, and don’t be afraid to negotiate. You can also save money by buying used items or borrowing from friends and family.
  4. Use cash: Using cash can help you avoid overspending. When you use cash, you’re more aware of how much you’re spending and less likely to make impulsive purchases.
  5. Take advantage of employer benefits: If your employer offers benefits such as a 401(k) or health savings account, take advantage of them. These benefits can help you save money on taxes and build your retirement savings.
  6. Stay motivated: Saving money can be challenging, so it’s important to stay motivated. Keep track of your progress, celebrate your successes, and stay motivated.

Tips to Make Moving Out Easier and Smoother Process

Moving out can be a daunting task, but with a bit of planning and organization, it can be done smoothly. Here are some tips to help you move out:

  1. Plan ahead: Create a timeline for your move and start packing early. Make a list of everything you need to do before the move and make sure you have enough time to complete everything.
  2. Declutter: Moving is the perfect time to get rid of things you no longer need or use. Donate, sell, or give away items that are still in good condition but are no longer needed.
  3. Label boxes: Label each box with its contents and the room it belongs to. This will make it easier to unpack and put everything in its place when you arrive at your new home.
  4. Pack smartly: Use sturdy boxes, packing paper, bubble wrap, and tape to protect your belongings during the move. Pack heavier items in smaller boxes and lighter items in larger boxes to avoid breakage.
  5. Hire movers: If you have a lot of heavy items, it may be quite worth hiring professional and expert movers to help you with the move. They have the experience and equipment needed to move large items safely and efficiently.
  6. Notify important parties: Make sure to notify important parties of your change of address, including the post office, your bank, credit card companies, and utility companies.
  7. Clean before leaving: Before you leave your old home, make sure to clean it thoroughly. This includes vacuuming, sweeping, wiping down surfaces, and cleaning the bathroom and kitchen.
  8. Keep important items with you: Keep important items such as passports, IDs, and other important documents with you during the move. This way, you can ensure they don’t get lost or damaged during the move.
  9. Have a plan for your pets: If you have pets, make sure to have a plan for their transportation and care during the move. Consider hiring a pet sitter or boarding them for a few days while you move.
  10. Take care of yourself: Moving can be stressful, so make sure to take care of yourself during the process. Get enough sleep, eat well, and take breaks when needed to avoid burnout.

Frequently Asked Questions (FAQs)

Q1: How much money should I have saved up before I move out?

A: The amount of money you should have saved up before moving out can vary depending on several factors, such as your living expenses, your income, and your lifestyle. However, a general rule of thumb is to have at least three to six months’ worth of living expenses saved up before moving out. make a list of all the costs you’ll need to cover and multiply it by three or six to determine the amount you should save up. It’s also important to consider any upfront costs you may need to pay when moving out, such as security deposits, the first month’s rent, and moving expenses. These costs can add up quickly, so be sure to factor them into your savings plan.

Q2: What is the most common age to move out?

A: The most common age to move out of one’s parent’s home can vary depending on cultural and economic factors, but generally, it tends to be between the ages of 18 and 25 in many countries. In the United States, for example, the average age for young adults to leave their parental home is around 19-20 years old. However, it’s worth noting that there is no hard and fast rule for when one should move out, and it’s ultimately up to each individual to determine when they are ready to live independently.

Q3: Can I move out with 10k?

A: It depends on a variety of factors, such as where you live, your current financial situation, and your future living arrangements.

If you have a stable job and a low cost of living in your area, $10,000 might be enough to cover the upfront costs of moving out. However, you will need to make sure that you have enough money left over to cover your ongoing expenses as well. If you live in an expensive area with a high cost of living, $10,000 might not be enough to cover all of your moving expenses and ongoing expenses.

In this case, you may need to consider finding a roommate or exploring other living arrangements to make ends meet. Ultimately, it’s important to have a solid understanding of your financial situation and create a budget before making any decisions about moving out. You should also consider factors such as your income, savings, and future job prospects to ensure that you can support yourself financially in the long run.

Q4: How to move out at 18 with no money?

A: Moving out on your own can be a challenging experience, especially if you don’t have any money saved up. However, with some careful planning and determination, it is possible to make it work. Here are some steps you can take to move out at 18 with no money:

  1. Find a job: The first step to moving out is to find a job. Look for job openings online or in your local area. You can also consider part-time or freelance work, such as dog walking or tutoring.
  2. Create a budget: Once you have a job, create a budget to help you manage your finances. Start by listing your expenses, such as rent, utilities, food, transportation, and other bills. Then, estimate how much money you will earn from your job and how much you will need to spend each month.
  3. Save money: Try to save as much money as possible before you move out. Cut down on expenses where you can, such as eating out or buying new clothes. Set a savings goal each month and work towards it.
  4. Look for affordable housing: Look for affordable housing options in your area. This could be a shared apartment, a room in a house, or even a small studio apartment. Check out websites like Craigslist or Facebook Marketplace for available options.
  5. Consider getting a roommate: If you can’t afford to live on your own, consider getting a roommate. This can help you split the cost of rent and other expenses.
  6. Get support: Moving out on your own can be challenging, so make sure to get support from friends and family. You can also reach out to community organizations or non-profits for assistance with housing or other expenses.


Moving out with no money may be challenging, but with careful planning, resourcefulness, and determination, it is possible to make it happen. It is quite a significant step towards independence and taking control of your life. However, it can also be a stressful and overwhelming experience if you are not properly prepared. In this article, we have provided some tips and advice to help make the transition smoother.

This guide helps you learn everything about how to move out with no money. It will help you understand if you are ready to move out of your parents’ or guardians’ house or if you should just postpone it for a while. Living alone has its own advantages and disadvantages, all of which we have discussed in this article. By following these tips and being prepared, you can make the transition smoother and enjoy the independence that comes with living on your own. 

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David Garcia
David Garcia
David Garcia is a nationally-recognized consumer and money-saving expert who helps people make smart decisions with their money. He has been featured on NBC’s Today Show, Good Morning America, ABC News, and CNBC as well as in The New York Times & other media outlets. With more than 13 years of experience in the personal finance space, David is an experienced writer and researcher. He has written for major publications where he provides readers with actionable advice to save money on groceries, insurance, and more. With his work for various publications, David is an active contributor to the Credit Card Insider blog where he shares insights into credit cards such as rewards programs and interest rates.

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