CFI Blog

Terms of Use

If you use this website, you are legally bound and subject to accepting all of the terms and conditions listed here without qualification or objection. You may not use the site in any way, shape, or form if you are unwilling or unable to be bound by and accept all of the terms and conditions set out herein.

Access to this website, you must be at least 18 years old and above. Furthermore, by using this website and it’s material/contents, as well as accepting these terms and conditions, you authorize and declare that you are at least the age of 18. 

Unless it is indicated, everything on the website and any publically accessible material on is owned by only and/or its owner. All such intellectual property and copyrights are the exclusive prerogative of the proprietor, dependent on the conditions and obligations of ownership.

Viewing the website, downloading files for temporary storage, and printing pages, files, or other content are all permitted for personal use only (strictly applied to all), pursuant to the limits described below including in these terms of use and disclaimer.

Henceforth, you shouldn’t:

  • re-distribute any contents found on this website, whether they’re printed, digital, or archival/documented in nature (in addition to publication on another website);
  • utilize any content for sale, rental, or any licensing of the material from the website;
  • display of any website-related content or any content available herein to the public;
  • redistribute, replicate, or copy the material provided in any way for profit or commercial gain;
  • change and alter the original material or the way it appears on the website;
  • republish any information/content accessible on this website barring the content clearly and separately made available for redistribution or republication;
  • and use inline frames, screen capture software, or any other similar technology to redistribute/exploit or benefit from any part of this website.

Content that has been expressly authorized for redistribution may only be shared and utilized inside your own organization.

Acceptance of use

Do not use in such a manner that could harm it, compromise its availability, usability, or functionality, or in a manner that might be considered illegal, illegitimate, malicious, or related to another activity that is impermissible, counterfeit, or detrimental in intent or course of action from your end.

Also, do not use this website to copy, save, host, distribute, utilize, post, or alter any content in order to connect to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other harmful computer software.

You will not, under any circumstances, engage in automated or systematic manipulation or collection of data from this website unless specifically authorized to do so by in writing. This consists of:

  • extracting and scraping
  • Crawling and data mining
  • data extraction
  • data harvesting
  • inline frames
  • article exploit and spinning

You should not pass or deliver any unauthorized commercial message of any kind using this website. You agree not to use any of the material on this website for any purpose without first notifying or obtaining the owner’s explicit consent or in writing.

Limited Access

Users are prohibited from accessing certain sections of this website, and owns the right to limit access to any component of the site or the whole of it at any time. In the future, may change this policy without further disclosure to users.

You will have access to the protected sections of the website or whatever content is accessible as well as services after you have received your user ID and password. You are entirely responsible for maintaining your user ID and password, as well as any associated credentials, and ensuring its confidentiality. has the right to deactivate your credentials without prior warning or disclosure.

Terms of Using the Content

Your user content is defined as any content, including without restrictions text, photos, audio material, video material, and audio-visual material, that you will publish to this website for the purpose you would like, in accordance with the disclaimer and user agreement.

You accord a perpetual, global, royalty-free right to use, disseminate, modify, publish, convert, and distribute all or part of your content and material in any and all media, both now and in the future. You consent to assuming responsibility for and carrying out an action for violation of the rights you have granted in this section in relation to your user content.

Your user content must not be illegal, in violation of any laws or copyrights, or in any way violate the rights and responsibilities of any third party, and it must never cause legal action against you and or a third party under any circumstances permitted by or applicable under any existing law.

You should not post or upload any of your user material to a website that is now or has previously been implicated in, the subject of, or the target of legal action or another complaint of a similar kind. Any material that has been uploaded to this website shared and kept on servers, or hosted or disseminated on this website is subject to alteration or deletion at’s discretion.

In accordance with these terms and regulations, is given the ability to manage user content; nevertheless, is under no obligation to supervise the distribution of user content on this website or the uploading or submission of user content.

Void of Any Guarantees

This website is thus being made available for public access in its state proclaims without any claims or guarantees, either stated or implied. does not make any assurances or guarantees with regard to this website, including but not limited to the content and the data that is available on this website.

Without limiting the scope or intent of the preceding paragraph, makes no guarantees or promises:

  • about the continued availability of this website;
  • and the accuracy, completeness, or reliability of the information included herein.

This website and its content are not expected to cover or serve as a replacement for competent assistance from a trained expert. If you need help with anything related to your health, finances, law, or any other aspect of your life, you should talk to a professional or expert in a related field of profession.

Legal Liability Restrictions

Regarding the information included herein, your use of this website, or anything else related to this website, is not accountable or not answerable to you under the law of contact, the law of torts, or otherwise, including the following:

  • to the significant degree that access to the website is provided at no cost;
  • for any loss, including but not limited to, any direct loss, any indirect loss, or any special loss;
  • for any loss of income, gains, or expected savings, any loss of contracts or business relationships, any damage to, or corruption of, information or data, or any other kind of damage.

In the event that is made aware of the possibility or extent of a loss, the above restrictions and constraints on liability shall remain in effect.

Exemptions and exclusions

No disclaimer contained in this website is intended to, and does not, exclude or restrict the responsibility of the proprietor for any reason whatsoever, and the content and materials on the website will never, under any circumstances, circumvent or limit any warranty or obligation on the part of implemented by law that would be illegal or illegitimate:

  • death or physical harm that was caused by the negligence of, its agents, or anyone else connected to in any manner;
  • fabrication or false representation made by or on behalf of
  • any matter or concern that would be illegal or improper for to limit its accountability

Rationality and fairness

When you use the website, you agree that the terms of use and disclaimer’s prohibitions and accountability limits are appropriate.

You must not use this website if you believe that they are unreasonable.

Third-Party and Other Parties

You should acknowledge and admit that, as a restricted accountable entity, has its own interest in preventing personal responsibility on the part of all of its employees and in limiting obligation. You need to come to terms with the fact that you will not be able to file any kind of dispute or conflicts individually and personally against employees of as a matter of any losses you may experience owing to using this website.

You acknowledge that, including its disclaimer, is intended to safeguard the interests of its employees, shareholders, and others directly or indirectly related to its proprietor and will always protect them.

Non-enforceable clauses

Should any provision of the above disclaimer be held invalid by a court of competent jurisdiction, the validity of the other provisions shall not in any way be impacted or affected thereby.

Settlement and Compensation for Breach of Terms of Use

You hold harmless, defend, and hold harmless from and against any and all losses, damages, costs, liabilities, and expenses (including, without constraint, reasonable attorneys’ fees and any amounts paid by to a third party in settlement of a claim or dispute where was assisted by its legal counsel) arising out of or related to any breach by you of any provision of these terms of use and obligations.

Adverse Consequences of Violating These Terms and Conditions

If you fail to uphold the ethical as well as compliant obligations of the website, has the right to take appropriate action against you, including terminating your access to the service. In such an event, reserves the right to take any and all measures it deems necessary, including but not limited to terminating your access to the site, removing your account, and pursuing any legal remedies available to it. If you continue to visit after we’ve contacted your internet service provider and asked them to ban your IP address, we’ll do that too.


Owner may assign, delegate, or otherwise dispose of its rights and/or duties under these Terms and Conditions without giving you any prior notice, or without securing approval.

Your rights and duties under these Terms and Conditions of Use and conditions hereunder are personal to you and may not be assigned, transferred, or otherwise dealt with by you.

Enforceability and Service Agreement

If any part of the disclaimer or the terms of service is found to be illegal by a court of law, the other parts will remain in full force and effect. Therefore, if any provision is eliminated, it will be treated as deleted and the other provisions will still apply.

Absolute Accord

The terms and conditions set forth in this disclaimer represent the entire agreement between you and with respect to your use of this website and the content available through this website, and they replace and override any and all prior agreements between the parties with respect to such use.

Authority and the rule of law

Content User Terms and Conditions are regulated and framed in conformity with the laws of the State of Florida, USA, and any disagreements or claims arising out of or related to these terms and conditions shall be applicable within the purview and to the exclusive jurisdiction of the courts located in the State of Florida, USA.