“If it really was a no-brainer to make it on your own in business there’d be millions of no-brained, harebrained, and otherwise dubiously brained individuals quitting their day jobs and hanging out their own shingles. Nobody would be left to round out the workforce and execute the business plan.” – Bill Rancic There are a … Read more

“Caution is the confidential agent of selfishness.” –Woodrow Wilson Nobody wants to run out of money when they’re retired. They don’t want to eat cat food. They don’t want to dive in dumpsters. They don’t want to be the bag lady. Those images are the ones that fuel us whenever we think of retirement planning. … Read more

“Don’t ever let economic [factors] alone determine your career or how you spend the majority of your time.” –Denis Watley “I’ve learned that making a ‘living’ is not the same thing as ‘making a life’.” –Maya Angelou I recently had a discussion with a friend who told me that he was on the horns of … Read more

“The most dangerous people are those who have been taught some financial literacy.” –Tyler Cowen “You can’t learn how to become a doctor by watching Grey’s Anatomy.” –Charles Barkley Whenever I meet new people, I invariably tell stories. Whether it’s stories about messing with 419 scammers or funny things that happened when I was deployed … Read more

“A vacation is what you take when you can no longer take what you’ve been taking.” –Earl Wilson It doesn’t take much reading on this blog or talking to me to discover that I am a big fan of Tim Ferriss’s book The 4-Hour Workweek (#aff). I remember browsing through the Barnes and Noble (before … Read more

“If you would be wealthy, think of saving as well as getting.” – Ben Franklin My wife and I have typically been paid twice a month. For a long time, we took the approach of putting whatever was left over at the end of the month into saving and investing. We did pay extra towards … Read more

“When I was a kid my parents moved a lot, but I always found them.” –Rodney Dangerfield We were getting tired of where we lived. It felt small. It wasn’t located near family. We liked our friends there, but they kept moving away. After a year or so of grousing that things didn’t seem quite … Read more

We hear planners telling us all of the time to save 3-6 months of expenses in an emergency fund (and sometimes even more than six months of expenses). However, nobody really tells us when we can feel justified in tapping into those reserves. Today’s episode of the Corporate Finance Institute Personal Finance FAQ Series deals … Read more

“The one thing you shouldn’t do is try to tell a cab driver how to get somewhere.” –Jimmy Fallon “Life is like a taxi. The meter just keeps a-ticking whether you are getting somewhere or just standing still.” –Lou Erickson Imagine that you’re a taxi driver in New York City. You live modestly, so you … Read more

“I’m very harsh on real estate agents. I’m not sure why. Maybe it’s because of how the call every small house �?charming’ and every run-down house a �?great fixer-upper’. Just once, I’d like them to show me a house and declare, �?This one’s a piece of crap’.” ― Stephan Pastis Once upon a time, I … Read more