Most recent college graduates feel like they don’t have a dime to their names. They probably have an old beater car, some second-hand furniture – or, better yet, cardboard boxes and milk crates – and probably a hefty student loan debt from their friends at Sallie Mae. They may be getting a paycheck at the … Read more

“There’s nothing safe about safety pins.” –Donatella Versace Have you ever been on a highway and been passed by a motorcyclist who’s wearing his helmet, gloves, full leather riding gear… …and going 120 miles per hour zipping in and out of traffic? When, five miles up the road, said motorcyclist becomes a smudge in the … Read more

PayPal, a global leader in online payments, facilitates this by offering a streamlined process for users to confirm the receipt of transactions, adding an extra layer of security and trust in online dealings.  Whether you are a seasoned user or a newcomer eager to understand how to effectively “confirm receipt PayPal”, this guide will provide … Read more

If you have damaged credit, it’s probably tempting to check out a “credit repair agency” and see if they can improve your credit score. Here are a couple of secrets: They won’t, and you’ll lose money Your goal in life is to not need credit In the meantime, though, you need to do something. What … Read more

You loan your friend money. You see them again, they don’t say nothin’ ’bout the money. ‘Hi, how ya doin’? How’s ya mama doing?’ Man, how’s my money doin’?” –Chris Rock When I ran a software development company, we had quite a rapid spurt of growth. We had to take on a lot of new … Read more

“Talent is God given. Be humble. Fame is man-given. Be grateful. Conceit is self-given. Be careful.” –John Wooden Congratulations! You’re in elite company. Like Andrew Farrell before you, you’re coming into the league at a time when it’s gaining popularity, and that means more scrutiny and more opportunity. Andrew Farrell earned $161,000 in guaranteed salary … Read more

“Happiness is being retired and spending all of my kids’ inheritance before I die!” –Anonymous If you remember in the 2012 Presidential debates, one surprising fact came up regarding Mitt Romney. He had something like $72 quadrillion dollars in his IRA. OK. He didn’t really have that much (it was $71 quadrillion), but he had … Read more

Occasionally, others ask me to share some insight with their audiences on a variety of personal finance topics. I’m always grateful to them for sharing the opportunity. Here are a few of my recent appearances for (what I hope is) your reading pleasure: Clark Howard | Hyperbolic Discounting: The Psychology Behind Getting Clark Smart How … Read more

“I deserve good things, I am entitled to my share of happiness. I refuse to beat myself up. I am an attractive person. I am fun to be with.” –Stuart Smalley, Saturday Night Live Have you ever sat on the train (or in the bar or at a party) next to someone who wants to … Read more

“No problem is so formidable that you can’t walk away from it.” –Charles Schultz “Insanity: doing the same thing over and over again and expecting different results.” –Albert Einstein It’s a giddy feeling when you first start out your own business . There’s so much expectation, hope, and anticipation that you can barely wait to … Read more