CFI Blog

How to Pay with Venmo Balance: Complete Guide

How to Pay with Venmo Balance

If you’ve ever been frustrated when trying to use your Venmo balance to pay someone, then you’re in the right place. We’re diving into a simple guide that explains how to pay with Venmo balance. Let’s delve right in. How to Pay with Venmo Balance: The Starting Point Let’s see how to pay with Venmo … Read more

Retirees Do Not Have All the Time in the World

Retirees Do Not Have All the Time in the World

The time you enjoy wasting is not wasted time. –Bertrand Russell My father-in-law often says “I’m retired. I’m not in a rush. I have all the time in the world.” I love the sentiment. He usually utters it when he’s in traffic or trying to find a parking spot. It keeps him calm and keeps … Read more

Have We Killed Joy?

Have We Killed Joy?

[R]ight in this moment, I can’t even remember what unhappy feels like. –Maggie Stiefvater I have a friend of a friend who won the lottery. I don’t know if she bought just one lottery ticket or bought a bunch every week, but she won. It wasn’t the Powerball or Mega Millions, but it was definitely … Read more

The Saver’s Credit Cliff

The Saver’s Credit Cliff

For all of its uncertainty, we cannot flee the future. –Barbara Jordan After I became a CFP, I received a worried call from a client who had done a Roth IRA conversion. “My tax bill was way higher than I thought it would be!” he related in a tone that was quite close to freaking … Read more

Side Accounts: What Are They, How to Use Them, and a Psychological Trick

Side Accounts: What Are They, How to Use Them, and a Psychological Trick

We all need money, but there are degrees of desperation. –Anthony Burgess How many times has Christmas rolled around and seemingly sneaked up on you, catching you unawares, and unprepared for the present-buying season? Rather than disappoint the kids by telling them some story involving Rudolph and two drunk hunters, you tap into the emergency … Read more

Monkey Brain Keeps Searching for the Right Answer

Monkey Brain Keeps Searching for the Right Answer

“I have a theory that the Internet makes people stupider.” –Bill Maher Have you ever taken a pregnancy test (or been around someone who has)? For those of you who are not familiar with how they work, it generally involves putting a urine sample on a strip of paper and waiting for the paper to … Read more

20/20 Hindsight in the Middle of the COVID-19 Pandemic: What Should We Do Differently in Our Personal Finances to Prepare for the Next Shock?

20/20 Hindsight in the Middle of the COVID-19 Pandemic

This article is part of a series on personal finance during the coronavirus pandemic. Please check out the Coronavirus and Your Finances Series (link will open in a new window). Every time you use a coffeemaker for your morning cappuccino, you are benefiting from the fragility of the coffeemaking entrepreneur who failed. At the present … Read more