CFI Blog

Editorial Guidelines

Our Editorial Integrity Process

At, we take pride in our commitment to editorial integrity. We understand that our readers trust us to provide them with accurate, unbiased, and reliable credit card information. This is why we have developed a four-step editorial process that ensures all of our articles are researched and written according to the highest standards of accuracy and fairness.

Step 1 – Research Team

Our team of experienced researchers scours the web for the latest credit card news and offers. They also contact credit card issuers directly for up-to-date information on rates, fees, rewards programs, and other key features.

Step 2 – Fact Checkers

After our research team has gathered all of the necessary information, our fact-checkers take over. They double-check every detail for accuracy and ensure that all sources are properly cited. No article is allowed to go live until it has passed their rigorous scrutiny.

Step 3 – Written by Professional Writers

Once an article has been thoroughly checked for accuracy and clarity by our fact-checkers, it is sent to one of our experienced writers who craft it into an informative, factual correct piece of content that will be valuable to readers.

Step 4 – Reviewed by Editors

Our editors are the final stop before publication. They review each article one final time to make sure everything looks right—grammar, spelling, formatting—and then approve it for publication on or another outlet where we distribute content.

General Editorial Guidelines

To ensure that content is not compromised by advertiser influence, has implemented a thorough editorial integrity process which includes several steps designed to protect our readers from inaccurate or biased information including-

1. Accurate Reporting

All editorial content involving financial products or offers is updated regularly so that users have access to the most up-to-date information available.

2. Objective Reviews

Each review is conducted objectively by considering the actual features, advantages and disadvantages associated with each product.

3. Separation from Advertisers

Our editorial staff is independent from its advertisers, meaning that writing favorable or unfavorable reviews for products or partners is not a factor in staff evaluations or performance reviews.

4. No Advertiser Influence

Content is uninfluenced by advertisers – we strive to provide unbiased, honest information at all times.

5. Clear Language

All language used in our articles should be clear and easy to understand so that readers do not get confused about what is being said or discussed.

6. Factual Reporting

All facts reported must be accurate and double-checked before being published to ensure accuracy and accuracy only! No false information should ever be presented as fact on our site.

7. Up-to-Date Information

We strive to always keep our readers informed by providing them with up-to-date information whenever possible so they can make informed decisions about their financial decisions quickly and easily!

Meet Our Editorial Team

At, we have one goal: to provide our readers with reliable and comprehensive information on personal finance and credit. That’s why we make sure that the content you find on our site is written by knowledgeable professionals who know what they’re talking about.

David Garcia

Savings Expert

David Garcia is a nationally-recognized consumer and money-saving expert who helps people make smart decisions with their money. He has been featured on NBC’s Today Show, Good Morning America, ABC News, and CNBC as well as in The New York Times & other media outlets. With more than 13 years of experience in the personal finance space, David is an experienced writer and researcher. He has written for major publications where he provides readers with actionable advice to save money on groceries, insurance, and more. With his work for various publications, David is an active contributor to the Credit Card Insider blog where he shares insights into credit cards such as rewards programs and interest rates.


Elizabeth Jones

Credit Expert

Elizabeth Jones is one of our editorial team’s leading authors on credit card offers, services & more. With over two decades of experience in the consumer credit industry and as a nationally recognized credit expert, Elizabeth provides in-depth analysis of both traditional & alternative forms of credit. Elizabeth regularly appears on many major media outlets including NBC Nightly News, Fox Business Network, CNBC & Yahoo! Finance. She is also a frequent contributor to Forbes Magazine. As a highly appreciated author for our exclusive Editorial Team, Elizabeth strives to provide readers with trustworthy advice on how to manage their credit accounts while staying informed on the latest offers in the marketplace.


Susan Anderson

Finance Expert

Meet the Author of Our Editorial Team, Susan Anderson. She is an experienced writer and financial expert who has been writing about credit cards, card offers, services, and other related topics for more than twenty years. With her in-depth knowledge of the matter and her ability to distill complex topics into useful information for readers, Susan has become a go-to source for reliable credit card advice. In addition to her work at the editorial team, she also contributes to major publications such as The Wall Street Journal and With her expertise and industry experience, she is able to provide sound advice on all aspects of credit responsibly while helping people save money in the process.


Our Contributing Experts

John Davis

John Davis is a nationally recognized expert on credit reporting, credit scoring, and identity theft. He has written four books about his expertise in the field and has been featured extensively in numerous media outlets such as The Wall Street Journal, The Washington Post, CNN, CBS News, CNBC, Fox Business and many more. With over 20 years of experience helping consumers understand their credit and identity protection rights, John is passionate about empowering people to take control of their finances. He works with financial institutions to develop consumer-friendly policies that promote financial literacy and responsible borrowing habits.

William Smith

William Smith is a highly respected and well-known figure in the consumer credit industry. With over two decades of experience and expertise, he is one of the most sought-after authors on credit card offers, services, and more. He has written extensively on traditional & alternative forms of credit and is a frequent contributor to Forbes Magazine, where he shares his wealth of knowledge with readers on topics such as personal finance. William can be seen regularly on major media outlets where he offers insight into the world of credit cards. He also strives to keep readers updated on the latest trends while offering sound advice on how to manage their accounts responsibly.

Jennifer Garcia

Jennifer Garcia is an expert in the field of credit cards and related services. She has written extensively on a broad range of topics related to credit cards, including different types of offers and benefits, how to compare and choose the best cards for individual needs, and strategies for finding ways to use credit more effectively. She has been an invited speaker at conferences around the world to discuss her research into financial products. Her knowledge of the credit card landscape is unparalleled, with a deep understanding of how each offer or product works in relation to the rest of the industry. Jennifer’s work provides invaluable insight into how to make the most out of any credit product.