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Best Apps For Earning Extra Cash Easily In 2024

Who doesn’t love a little extra cash in the pocket? I know I do. In the digital age we’re living in, there’s an app for almost everything, including earning some spare change. From taking surveys to selling your old stuff, there’s a myriad of ways to make money using just your phone.

Overview of Apps for Earning Extra Cash

Overview of Apps for Earning Extra Cash

Revolutionized by the digital age, enhancing multiple income streams through apps finds favor among people seeking financial flexibility. Opportunities are plentiful for making smarter use of a smartphone. From participating in quick surveys to selling cherished relics, apps serve as gateways to alternative income paths.

Criteria for Ranking

When ranking these moneymaking apps, it’s essential to base judgments on several key factors. First and foremost, profitability takes precedence – the higher the potential earnings, the better the app ranks. Secondly, user-friendliness plays a significant role for apps that prioritize intuitive design and usability. Last, but certainly not least, legitimacy ensures the app stands on solid grounds, banishing fears of scams or illicit activities. Let’s remember that user reviews and privacy protections can’t fall by the wayside either.

Popular Types of Apps

When dissecting the broad category of moneymaking apps, it’s hard not to recognize a few standout genres. Survey apps, like Swagbucks and Survey Junkie, offer pocket cash in exchange for opinions. Selling apps, such as eBay and DeCluttr, aid in discarding unwanted items for money. And let’s not forget gig-based apps, including Uber and TaskRabbit, which facilitate creating income on one’s own schedule. Incidentally, investing apps, for example, Robinhood and Acorns, support monetary growth by helping users invest their extra change. Delving into these apps reveals the true depths of the earning potential a simple smartphone holds.

Top Survey Apps for Quick Income

Top Survey Apps for Quick Income

As we’ve explored, apps offer diverse opportunities for racking up a bit extra on the side. Right now, I’ll dive into two standout survey apps that can help pad your wallet: Swagbucks and Survey Junkie.


Swagbucks, a heavy hitter in the online rewards world, stands out due its diverse earning potential. Unlike most survey apps, it offers multiple ways to earn. You’re paid in points, called “SB”, for taking surveys, watching videos, playing games, and even shopping online; a broader range than we typically see.

Where Swagbucks excels is in its payout scheme. Once you’ve accumulated SB, they can be exchanged for gift cards or cash payouts via PayPal. That’s right, real money that goes straight into your pocket. Swagbucks claims to have paid out over $400 million to their users – quite a number, and I found citations to back up that substantial figure.

Survey Junkie

Switching our attention, let’s consider Survey Junkie. Simply put, Survey Junkie lives up to its name: it focuses exclusively on surveys. That might seem restrictive, but it’s actually quite streamlined. The app’s streamlined interface makes finding surveys a breeze, sparing me from sifting through superfluous options.

Survey Junkie has its own point system. Once you’ve accumulated enough points, you have the option of cashing out with PayPal or e-Giftcards. Unlike Swagbucks, there’s no reward variance based on the type of tasks completed. Whether you like Swagbucks’ variety or Survey Junkie’s focus will come down to personal preference.

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Gig Economy Apps Worth Trying

Gig Economy Apps Worth Trying

In the era of the gig economy, many apps have emerged giving individuals the opportunity to earn extra income on their terms. These apps connect users with short-term work opportunities, often labeled “gigs” that they can complete for payment. Here, we are exploring a few popular gig economy apps.


Uber stands as one of the progenitors of the gig economy. It’s an app that connects drivers with riders, descrying the traditional taxi model. Driving for Uber offers flexible hours. A user sets a schedule, chooses when to work, and decides how many rides to accept. There’s an option to earn more during peak hours via surge pricing.

Uber’s earnings depend on a mix of factors. The number of completed rides, the distance of the journey, and the time taken are crucial aspects. Riders pay more for longer trips and during occasions of high demand. An Uber driver retains a percentage of the fare after Uber subtracts its commission and applicable fees.


TaskRabbit, unlike Uber, isn’t limited to a single type of gig. It’s a marketplace for all types of tasks. Whether it’s house cleaning, assembling furniture, or helping with a move, TaskRabbit houses a plethora of jobs.

The unique feature of TaskRabbit is pricing flexibility. Taskers, as they are known, set their hourly rates for each service they provide. The app suggests an hourly rate based on market trend lines, but ultimately, it’s the tasker’s choice. The more complex the task, the higher the rate that can be pitched.

TaskRabbit tasks pay after completion and approval by the client. The tasker then receives their payment directly in their registered bank account, less a service fee for TaskRabbit.

While exploring gig economy apps, it’s essential for users to consider app fees, potential earnings, and the flexibility of tasks or gigs. Both Uber and TaskRabbit represent two of the most popular platforms in this field, contributing to the diverse opportunities for earning money from home through smartphone apps.

Selling Apps to Earn from Your Clutter

Selling Apps to Earn from Your Clutter

Transitioning from task-oriented apps, it’s time to branch out into a different category of earning opportunities: selling apps. These platforms grant users the privilege to make money out of their unused stuff.


By using eBay, one doesn’t just discard pre-loved or spare items; they can turn them into cash. With over 182 million active users, eBay offers a huge potential market for a myriad of items, such as vintage clothes, electronics, furniture, and even collectibles.

What sets eBay apart is its flexibility. It offers auction-style selling, letting the highest bidder win the item when the auction closes. Alternatively, a user has the option to set a fixed price, providing a surefire way to unload items quickly.

Selling on eBay garners a nominal fee, only collected when your listed product sells. It’s a mere 10% commission, capped at $750. The vast reach of eBay compensates for this, making its platform a viable choice for those seeking to convert clutter into cash.


Poshmark, another handy app for selling clutter, concentrates on fashionable items. Excluding shoes and handbags, Poshmark primarily focuses on clothes, positioning as an ideal platform for those looking to sell unused or outgrown trendy clothing pieces.

With an impressive 60 million users, Poshmark’s platform is user-friendly. It just requires four photos with a description to list an item. The app takes a $2.95 commission for items sold under $15 and a 20% cut for those priced above. Unlike eBay, Poshmark offers a prepaid, pre-addressed label, saving the seller from the hassle of handling shipping. That’s a significant time-saver when you’re selling multiple pieces, making Poshmark an attractive choice for decluttering while earning.

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Passive Income Apps

Passive Income Apps

After enlightening you with ways to earn through survey and gig apps, and informing you about converting unused items into cash via selling apps, let’s delve into passive income. In this section, I’ll introduce two stellar apps, Honeygain and Acorns, that could help add extra revenue to your pocket without requiring much effort.


Honeygain, a unique platform, creates a passive income stream by utilizing your unused internet bandwidth. Instead of leaving your bandwidth idle, Honeygain puts it to work and pays you for it.

After the easy process of downloading the app and setting up your account, Honeygain manages the rest. It uses your device’s internet connection to gather bits of information from the web—a process that neither affects your browsing speeds nor accesses your personal data. For every gigabyte shared, you earn credits which you can cash out via PayPal once you reach $20, corresponding to 20,000 credits.


Unlike Honeygain, Acorns targets those interested in augmenting their earnings via simple investing. This app automatically invests your spare change.

How does it work? For instance, when you make a purchase for $4.50, Acorns round it up to the nearest dollar—$5. This 50 cents difference automatically goes into your Acorns account, getting invested in a portfolio of your choice.

Acorns’ algorithmically-managed portfolios range from conservative to aggressive, providing investment access to everyone, no matter their experience. Monthly fees for an individual investment account stand at $1, making it a cost-effective way to dabble in the world of investment.

Innovative Rewards Apps

Innovative Rewards Apps

Rewards apps provide another avenue for earning extra cash. These apps typically reward users for everyday activities such as shopping. Two excellent examples that’ll be covered in this segment are Rakuten and Drop.


Rakuten, previously known as Ebates, rewards users for shopping at their preferred online stores. Unlike selling or gig economy apps discussed earlier, Rakuten essentially rewards you for shopping by offering cash back, sometimes up to 40% in select stores. Key benefits include:

  1. Extensive network, with over 2,500 stores including big-name brands such as Walmart, Macy’s, and Amazon.
  2. Variety of deals in addition to cash back including coupons, promotional codes, and daily deals.
  3. Convenient payment options, including PayPal and check, issued quarterly.

According to Rakuten statistics, users have earned over $1 billion in cash back since the app debuted in 1999.


Drop functions like a blend between cash back and passive income apps. It’s designed to reward users for their regular spending, working quietly in the background by linking directly to your credit or debit card. Key insights related to Drop include:

  1. Earns you points for every dollar spent at participating brands like Starbucks, Uber, and Apple.
  2. Provides automatic earnings, eliminating the need to scan receipts or manually input data.
  3. Facilitates point redemption for various rewards including gift cards.

To quantify its effectiveness, Drop reportedly has over 3 million users and has given away more than $16 million in rewards. These apps, in conjunction with the selling, survey, and gig economy apps already discussed, illustrate the variety of ways available to earn extra cash in today’s digital age.


So there you have it. We’ve journeyed through the world of apps that can help you pocket some extra cash. From survey and gig economy apps like Swagbucks and Uber, to selling platforms like eBay and Poshmark, there’s a plethora of options to turn your time or unused items into money. We’ve also touched on passive income apps like Honeygain and Acorns, which make the most of your unused internet bandwidth or spare change. And let’s not forget the rewards apps like Rakuten and Drop, which give you cash back and rewards for your regular spending. It’s clear that the digital age offers a multitude of opportunities to earn extra cash. Now it’s over to you to download, sign up, and start raking in the dough. After all, who doesn’t like a little extra cash in their pocket?

Frequently Asked Questions

What are some ways to earn extra money through apps?

You can earn additional cash through a range of apps including survey apps like Swagbucks and Survey Junkie, gig economy apps like Uber and TaskRabbit, and selling apps such as eBay and Poshmark.

How do selling apps like eBay and Poshmark work?

eBay and Poshmark are platforms where you can sell your unused items for cash. eBay offers auction-style or fixed-price selling options with a 10% commission, while Poshmark, focused on fashion, charges a fixed commission or a 20% rate on higher-priced items.

What are passive income apps?

Passive income apps like Honeygain and Acorns allow you to earn money with minimal effort. Honeygain pays for sharing unused internet bandwidth, while Acorns rounds up your purchases and invests the spare change.

How do rewards apps like Rakuten and Drop operate?

Rakuten and Drop are rewards apps offering cash-back or rewards for shopping at specific stores, or for regular spending, thus giving users the opportunity to gain extra cash just by doing their usual spending.

Author Profile

Kathy Hardtke
Kathy Hardtke
I am thrilled to have been invited to blog about my experiences trading stock and options with Rich Dad.  Since 1998, when I picked up my first Rich Dad book “Rich Dad Poor Dad”, I have been hooked on Robert and Kim’s philosophies on becoming financially free through investing.  Their books and courses have changed my life as well as my daughter’s life, whom I am now teaching all I have learned about trading stock and options.

My experience has been in the real estate and finance industry for 20 years.  I was a Realtor with ERA, a Mortgage Loan Officer with Bank of America, and a Financial Advisor with Morgan Stanley.  Each time I chose a career that I thought I would get “the inside track” on investing and each time I learned it was just a “job”, although very good job and I was lucky enough to enjoy my career.  Simply put, these jobs would only get me a paycheck but never take me to financial freedom and the dreams and lifestyle I was looking to achieve.

With that said, I have no desire to make millions to have expensive “things” but I do have a dream to not only become financially free for myself and my family but also for others.  I started an organization called GROW Africa to help others.  We build wells in the farthest reaches of the earth in the bush of Zambia.  The women and children have to walk up to 4 hours each way to carry as much water as they can carry back.  I thought that was such a basic human need, that I felt I needed to do something about it, and did.

What is super cool about the training I received through Rich Dad Education on trading stocks and options is, now that I am educated on the Rich Dad stock trading system, I can trade anywhere in the world, including while I am in remote Africa building wells, providing water for those with little or none, as long as I have a power source and a satellite internet card.  Now that is freedom!

I am looking forward to sharing my experiences about trading stocks and options and walking with you on the path to financial freedom.  This is a process of building your wealth consistently over time, then passing it on to your children creating generational wealth.  I wish you all success and can’t wait to hear some of your stories of success as time ticks on!

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